American Express Credit Cards – Some Options

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By NeilWalker

American Express offers a wide variety of cards and they seem to be designed to offer the maximum number of benefits for people everywhere. These cards are incredibly popular across North America and Europe!

Some cards offered by American Express that are popular are

The Knot Credit Card

No annual fee

Monthly statements

Flexible payment options

1 point reward for every $1 spent on purchases made through the card

5,000 Membership Rewards® points the first time the card is used

Gift of The Knot Wedding Planning Kit

The Nest Credit Card

No annual fee

Flexible payment options

1 point reward for every $1 spent on purchases made through the card

5,000 Membership Rewards® points the first time the card is used which can be redeemed for a $50 gift card

Gift of The Nest Planning Kit

Travelers Check Card

Independent from the bank account

Refundable within 24 hours

Re-loadable

Card never expires

The American Express Golf Card

No annual fee

Flexible payment options

2,000 Golf points with your 1st purchase which can be redeemed for golfing equipment, apparel, instruction and greens fees

4.90% Introductory APR for 6 months

Low 2.90% APR for the first 6 months on balance transfers with no fee

Especially for Dining Gift Card

Accepted at all restaurants in the US that accept American Express cards

Can be used over a period of time

No annual fee for first year

TrueEarnings Card from Costco and American Express

Cash back options

Easy to access details regarding how much cash is earned back

Additional cards help earn cash back faster

Special offers from Costco warehouse for limited periods

Automatic bill payment

Instant access to cash

Credit cards are useful tools that help people afford to buy even goods somewhat beyond their budget as they have flexible payment options. There are many American Express cards available; if you desire to consolidate debts there are cards that offer 0 APR on purchases and balances for an introductory period; there are cards that have great reward schemes that customers can use to redeem points that they earn on using the card.

People are advised to have a maximum of 3 credit cards only and to ensure that they do not miss minimum monthly payments and that they use the cards taking into consideration how much they can afford to spend. It can be tempting to give way to desire and spend much more than is affordable.

Carefully select a card and ensure that you learn all you can about its features, benefits and about the terms and conditions. Useful websites are available in plenty to provide guidance.

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Comments

jose a thomen 4 years ago

I have Platinum and Gold AE and I'll like to apply for an AE Delta Skymiles card.

What should I do?

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